
Financial Consumer Protection
PBB prioritizes customer care and consumer protection, providing a secure and reliable experience for all financial products and services.

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About PESONet
As part of the Bangko Sentral ng Pilipinas’ National Retail Payment System (NRPS) framework, PESONet enables customers to transfer funds safely and efficiently across participating banks and electronic money issuers (EMIs) in Philippine Peso.
Through PESONet, Philippine Business Bank (PBB) customers can send and receive money conveniently, whether for personal, business, or corporate transactions.
💡 Tip:
For faster transfers, you may also explore InstaPay, another NRPS fund transfer service for low-value, real-time payments.
PESONet is a high-value, non-time-sensitive electronic fund transfer service that allows customers to send and receive Philippine Peso funds between banks and EMIs participating in the PESONet network. It operates under the National Retail Payment System (NRPS) of the Bangko Sentral ng Pilipinas (BSP), designed to ensure a safe, efficient, and reliable retail payment system.
All existing PBB account holders are eligible to avail of PESONet services.
You can transfer funds to individual, business, and corporate accounts maintained with any PESONet participating bank or EMI.
No. PESONet is a high-value fund transfer service, meaning there is no limit to the amount you can send.
PESONet transactions are non-time-sensitive and are processed in three clearing cycles daily:
Transactions made after 4:00 PM will be processed during the next clearing cycle.
PESONet follows the principle of “settled before credit,” which means funds are first posted to PBB’s Demand Deposit Account (DDA) with the BSP before they are credited to the customer’s account.
💰 Outgoing transfers: ₱25.00 per transaction
✅ Incoming transfers: Free of charge
You can view the complete list of participating institutions here:
🔗 BSP PESONet Participants
For any questions or concerns, you may reach out to our Consumer Protection Unit:
📞 Telephone: (02) 8-363-4357
✉️ Email: consumerprotection@pbb.com.ph

PBB prioritizes customer care and consumer protection, providing a secure and reliable experience for all financial products and services.

Data Privacy
Philippine Business Bank (“PBB” or “the Bank”), with an aim to live up and promote the culture of privacy within the organization, is zealous and dedicated to carry out the mandatory requirements of Data Privacy to safeguard and preserve your Personal Data (or “personal information, sensitive personal information or privileged information”).

10/24/2025
In an impressive display of excellence, PBB has once again clinched the prestigious Golden Arrow Award, marking a remarkable third consecutive year of success. This accolade highlights our unwavering dedication to corporate governance practices.

10/06/2025
Ugaliing mag C-P-R for safer financial transactions!
Buying Rate
Selling Rate
PBB Peso Bond Fund "Quarterly KIIDS"
NAVPU as of November 17, 2025
₱249.061933
For the Week November 17 - November 21, 2025
Peso Fixed Deposit (Gross)
| 1,000 - 49,999 | 1.500% |
| 50,000 - 99,999 | 1.625% |
| 100,000 - 499,999 | 1.750% |
| 500,000 - 999,999 | 1.875% |
| 1,000,000 - 49,999,999 | 2.500% |
FCDU Rates (Gross)
| 1,000 - 49,999 | 1.375% |
| 50,000 - above | 1.500% |
Hi-5 Rates (net)
| 50,000 - 999,999 | 3.000% |
| 1,000,000 - 9,999,999 | 3.750% |
| 10,000,000 - 19,999,999 | 4.250% |
| 20,000,000 and above | Call TSG |

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(632) 8-363-3333

(632) 8-363-3000

1-800-10-363-3000