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![Housing Loan [Consumer Loan]](file:///C:/PbbSite_savings/images/Products/housing_loan.jpg)
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The
facility is available to individuals with the purpose to
finance the following:
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Acquisition
of house & lot
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Acquisition
of lot construction of house thereon
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Acquisition
of lot only
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Acquisition
of condominium unit, townhouse or apartment unit.
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Construction
of residential house on lot already owned or acquired
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Improvement/Renovation/Expansion
of an existing residential unit
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Refinancing
of an existing housing loan from another bank provided
the loan is classified under current status.
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General
Client Profile
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The
housing loan shall be available to Filipino employed
individuals, entrepreneurs, and professionals with minimum age
of 21 years at the inception of loan and maximum age of 60
years at the maturity loan.
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For
employed individuals, the tenure of employment should be at
least 2 years. However, applicants who have tenure of less
than 2 years but are occupying managerial positions maybe
considered on case-to-case basis.
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For
entrepreneurs, their business should be operating profitably
for at least 2 years. Moreover, the business should not belong
to a sunset or distressed industry.
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For
professionals their practice should be on going for at least 2
years.
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Contact
our Consumer
Loans Group for your queries. |
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